Select Page

Connect With Me


I’m Howard.

About Me

And This


From a young age, I've possessed that fire in the belly that embodies every entrepreneur and I did many of the stereotypical things a future entrepreneur does.

At 6, I was selling lemonade in my parent's front yard.

At 12, it was candy bars door to door in my neighborhood.

And at 18, I was selling anything I thought could turn a profit on Ebay.

I even earned a business degree with a specialization in entrepreneurship.

The problem was that entrepreneurship can't be taught in a classroom. You can only really learn how to be an entrepreneur by being an entrepreneur.

After college, I didn't think I had any good ideas, lacked confidence, racked up some student loan debt, and had a laundry list of other excuses for not starting a business. The big fire in my belly turned into a little flame.

I took the safe route and got a job as an accountant. Over the course of 10 years I became fluent in the language of business.

I eventually earned my CPA license and an MBA in Finance.

I also learned how to type on an adding machine so fast I could make it smoke!

The job had it's highs and lows. I loved working with businesses on a variety of issues and learned valuable skills but still had a desire to start my own business.

Compensating for my lack of total fulfillment in my job, I did something crazy in my personal life. At 33, I competed in an IronMan triathlon.

What is an Ironman and What Did It Teach Me?

Swim 2.4 Miles*

Bike 112 Miles

Run 26.2 Miles

All in Under 17 Hours

For a little over a year, I took baby steps in training to accomplish a goal I had no business trying to accomplish, as I was a total couch potato.

In October, 2015, I crossed the finish line of IronMan Maryland in just over 12 hours.

The journey I went on to accomplish this goal taught me a lot about the power of being inspired, following a plan, and busting your ass.

This led to me deciding it was time to take the leap and leave the security of full-time employment. I discovered the world of online business and created Online Biz Tax Guy, where I aim to help small business owners understand and pay less taxes.

Here are a few random personal facts about me.

Online business is attractive because it offers many the ability to more easily juggle business and personal interests. For me, being accessible to my family, including my two young boys, is a top priority.

I've been playing guitar and drums as a hobby since my early teens. Though I picked up the guitar first, I am still no good, but I can keep a pretty solid beat on the drums.

I'm an avid Howard Stern fan. I think he is the most misunderstood famous personality on the planet. He's evolved into a mature (most of the time) master of his craft and I greatly admire him.

I strongly believe that going to a job and collecting a steady paycheck is easier and safer than starting and running a business and I respect anyone willing to forgo the former to pursue the latter.

And finally, a few words on my professional experience and credibility.

I earned a Bachelors degree in business administration in 2004 from University of Baltimore, where I studied entrepreneurship and accounting.

I passed the CPA exam and received my CPA license in 2009 and earned an MBA in Finance from Towson University in 2012.

I've always enjoyed learning, which led me to begin working on a second Masters degree in Taxation in 2013. However, by the time I got halfway through the program I really began questioning the value of a formal education and whether I wanted to continue down the career path I was on. Dropping out was a tough decision because I don't consider myself a quitter, but I did and don't regret it.

I've spent my decade-plus career working for two mid-sized local CPA firms in the Baltimore area. My job involved working with individuals and businesses, large and small, on a variety of issues, typically tax related. I also built a small "side hustle" practice over the last decade helping friends and family and their small businesses with their tax and accounting needs.

I know business has been done for a long time on the internet, but I really began studying its potential in 2015 and am extremely fascinated by it. If you're looking for tax guidance and advice from an experienced tax advisor who understands your online business aspirations and won't look at you cross-eyed when you describe what you do, I am looking forward to connecting with and helping you.

Get a Free Copy of Online Biz Tax Guy's Accounting Tool

Simply enter your contact info and a copy will be sent to you immediately

You have Successfully Subscribed!

Get Your Free Comprehensive Guide to Starting an Online Business

Enter your contact info and I will send you a link to the guide

You have Successfully Subscribed!

Get My Best Tips and Advice for Understanding and Paying Less Taxes

Get My Best Tips and Advice for Understanding and Paying Less Taxes

You have Successfully Subscribed!

Get Three More Tips

Get Three More Tips

Enter your email and I will send you info on the three additional deductions immediately

You have Successfully Subscribed!

Pin It on Pinterest